A lot of pet owners treat pet insurance to be an unnecessary expense that can be avoided as they think that nothing may happen to their Yorkies. But, when you start thinking about leaving a member of your family without health insurance, it is impossible. Pet insurance is not new and a lot of people managed to save thousands as the cost of veterinary services has greatly increased. One health problem in your Yorkie can make you spend a fortune.
Besides, you will not need to spend so much money when your Yorkie will need a lifesaving operation. There are a lot of dog health plans you can choose from and it is the main reason why you need to consult a professional before taking a decision. If your dog is not that old and it is in a great physical condition, you can choose a plan that will cover checkups and other regular care. Other health plans can include coverage when you dog have injuries or diseases.
But people usually need to get a pet health plan that will cover the expenses associated with emergency situations. In this case, the coverage will start right away and you will not need to wait for one month before it becomes active.
Also, you need to consider the age, breed of your pet as the cost depends on the mentioned factors. Besides, you will need to inform if your Yorkie has or had health conditions.
You will be able to get a pet health plan when your dog is 6 weeks old and most of companies will not insure your dog if it is over 8 years old. It all depends on the breed and, in some cases, some companies can cover pets that are 26 years of age.
Photo by Coradoline [Public domain], undefined